1 Mar

Renovating? Consider a Refinance Plus Improvements

General

Posted by: Lena Larsen

Let’s take a closer look at how a Refinance Plus Improvements mortgage can get you the extra cash you need to get your renovations completed. The Standard Refinance An everyday refinance allows the home owner to access up to 80% of the fair market value of the home. The value is typically determined by a […]

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2 Jan

9 Reasons Why People Break Their Mortgages

General

Posted by: Lena Larsen

This is a very informative article written by one of me colleagues. Definitely worth sharing! Did you know that 60 per cent of people break their mortgage before their mortgage term matures? Most homeowners are blissfully unaware that when you break your mortgage with your lender, you will incur penalties and those penalties can be […]

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11 Dec

6 Home Purchase Closing Costs

General

Posted by: Lena Larsen

Please check out this post written by my colleague, Eithan. When you purchase your home, there are 6 additional costs to account for. They include: Home Fire and Flood Insurance Title Insurance Legal Fees Adjustments Land Transfer Tax GST Here’s an overview of what you can expect. Home and Fire Insurance. Mortgage lenders will require […]

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21 Nov

Looking for a mortgage… you better know your credit score

General

Posted by: Lena Larsen

This article was written by my colleague, Lane Lane. Please check it out. Over the last month, as the big banks and many of our monolines mortgage lenders wind down their fiscal year, we are starting to see some very obvious changes in what your credit score can get you. I heard a few months […]

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16 Nov

5 GREAT Reasons To Provide a 20% Down Payment when Buying a Home

General

Posted by: Lena Larsen

Please check out this post written by my colleague Kelly Hudson. There are many challenges that come into play when you’re in the market to buy a home. Buyers say the number one obstacle to home ownership is saving enough for a down payment, the amount that the buyer provides toward the purchase of their […]

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